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Personal Banking

Mortgage Loans

Building or purchasing a home is one of life's most important decisions and it is critical to have the appropriate guidance to help you make the right decisions. At ECAB our knowledgeable and friendly Loans officers are here to simplify the process and help you find a mortgage that fits your needs.

We offer:

  • Competitive Interest rates.
  • Up to *75% financing.
  • Up to *90% financing with mortgage indemnity insurance.
  • **100% financing on construction cost if land is already owned.
  • 20-year maximum term.
  • Attractive credit rates.
  • Speedy approvals.
  • No penalty for accelerated repayments.
  • Optional repayment plans.
  • Convenient payment options.

Download our mortgage guide, which includes information about the mortgage process and the list of requirements to apply for an ECAB mortgage.

Apply for a mortgage at ECAB today with the reassurance that your transaction will be handled from application to closing by the most experienced and competent professionals on the island.

*Maximum financing amount could increase if customer meets the bank’s lending criteria and qualifies for mortgage indemnity insurance.

**Cash deposit may be waived if the assessed value of the land equates to 25% or more of the total building cost.