Customer Information Requirements
The following are required to Open/Update an account with us:
NATIONALS
- Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
- Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
- Original Bank Reference (if applicable)
- Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
- Confirmation of US Citizenship Status
If US citizen, customer must provide the following information:
- US Passport and/or Alien Card
- Social Security Number (individuals)
- Tax/Employer Identification Number (entities)
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US citizen, or if the customer is a citizen/resident of another country, cutomer will be required to complete/provide:
- CRS-I Individual Tax Residency Self-Certification Form
- Passport/Residency Card for each jurisdiction
- Tax Identification Number for each jurisdiction
NON-NATIONALS
(RESIDING IN ANTIGUA & BARBUDA)
- Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
- Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
- Original Bank Reference (if applicable)
- Proof of temporary residency and/or valid work permit
- Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
- Confirmation of US Citizenship Status
If US citizen, customer must provide the following information:
- US Passport and/or Alien Card
- Social Security Number (individuals)
- Tax/Employer Identification Number (entities)
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
- CRS-I Individual Tax Residency Self-Certification Form
- Passport/Residency Card for each jurisdiction
- Tax Identification Number for each jurisdictio
NON-RESIDENTS
(NATIONALS/NON-NATIONALS NOT RESIDING IN ANTIGUA & BARBUDA)
- Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
- Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
- Original Bank Reference (if applicable)
- Information sufficient to satisfy visible economic or lawful association in Antigua - Proof of property ownership and/or business association in Antigua, non-citizens land holding license.A letter of request and introduction, stating the purpose of the account; the amount of funds expected to be deposited or wired to the account annually and the source of these funds.
- Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
- Confirmation of US Citizenship Status
If US citizen, customer must provide the following information:
- US Passport and/or Alien Card
- Tax/Employer Identification Number (entities)
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
- CRS-I Individual Tax Residency Self-Certification Form
- Passport/Residency Card for each jurisdiction
- Tax Identification Number for each jurisdiction
INTERNATIONAL STUDENTS
Students attending institutions such as, University of Health Sciences or American University of Antigua require the following:
- Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
- Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
- Original Bank Reference (if applicable)
- A letter from the institution confirming enrollment
- Confirmation of US Citizenship Status
If US citizen, customer must provide the following information:
- US Passport and/or Alien Card
- Social Security Number
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
- CRS-I Individual Tax Residency Self-Certification Form
- Passport/Residency Card for each jurisdiction
- Tax Identification Number for each jurisdiction
CORPORATIONS
- A letter of request to open the account, to include:
- The nature of the business
- The names of all shareholders and directors
- The names of all signatories
- Assignment of signatories (number of persons to sign on the account and desired signing limit)
- Indication of cash flow expected to be processed through the account annually
- Companies Original Board Resolution, authorizing the opening of the account including signatories, signing authority and type of account, executed in accordance with the by-laws of the Company duly sealed.
- Original Bank Reference
- Certificate of Incorporation (If not incorporated in Antigua & Barbuda Certificate of Externally Registered Company must accompany the Certificate of Incorporation. If incorporated prior to 1995, certificate of continuance required.)
- Certificate of Good Standing
- Memorandum/By-laws and Articles of Association
- Financial Statements/Management Accounts (not more than two years old)
- Company Seal (required to seal bank documents)
- Certificate of Incumbency - certifying the current directors and/or officers of the company/Notice of Directors/ Notice of Change of Directors with resolution in support of the Notice of Change.
- Register of Shareholders and/or copy of Share Certificates
- Confirmation of source of wealth and funds
- Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
- Confirmation of US Status - Country of Incorporation
If US, customer must provide the following information:
- Tax/Employer Identification Number (entities)
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If US, customer must provide the following information:
- CRS-E Entity Tax Residency Self-Certification Form
- Certification of Registration/Incorporation for each jurisdiction
- Entity Tax Identification Number or GIIN (if exists) for each jurisdiction
Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.
BUSINESS/TRADING AS
- A letter of request to open the account, to include:
-
- The nature of the business
- The names of all signatories
- Assignment of signatories (number of persons to sign on the account and desired signing limit)
- Indication of cash flow expected to be processed through the account annually
- Original Bank Reference
- Certificate of Registration
- Confirmation of source of wealth and funds
- Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
- Confirmation of US Status – Country of Registration
If US citizen, customer must provide the following information:
- US Passport and/or Alien Card
- Social Security Number
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:
- CRS-I Individual Tax Residency Self-Certification Form
- Passport/Residency Card for each jurisdiction
- Tax Identification Number for each jurisdiction
Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.
CHURCHES/CLUBS/SOCIETIES/ASSOCIATIONS
- A letter of request to open the account, to include:
-
- The nature of the business
- The names of all directors
- The names of all signatories
- Assignment of signatories (number of persons to sign on the account and desired signing limit)
- Indication of cash flow expected to be processed through the account annually
- Original Bank Reference
- Certificate of Registration or Act (Statutory Bodies)
- Board Resolution accordance with the by-laws/constitution, requesting the opening of the new account, to include:
- The purpose of the account
- Type of accounts
- The names of all signatories
- Assignment of signatories (number of persons to sign on the account and desired signing limit)
- Original copy of Rules and Regulations governing the association, By-Laws etc.
- Confirmation of source of wealth and funds
- Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
- Confirmation of US Status - Country of Registration
If US, customer must provide the following information:
- Tax/Employer Identification Number (entities)
- US Address (if applicable)
- W9 Disclosure For US Persons/Entities
If not a US organization, customer will be required to complete:
- CRS-E Entity Tax Residency Self-Certification Form
- Certification of Registration/Incorporation for each jurisdiction
- Entity Tax Identification Number for each jurisdiction
Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, member, director and beneficial owner.