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Customer Information Requirements

The following are required to Open/Update an account with us:

 

NATIONALS

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
  • Original Bank Reference (if applicable)
  • Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
  • Confirmation of US Citizenship Status

    If US citizen, customer must provide the following information:

    • US Passport and/or Alien Card
    • Social Security Number (individuals)
    • Tax/Employer Identification Number (entities)
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US citizen, or if the customer is a citizen/resident of another country, cutomer will be required to complete/provide:

    • CRS-I Individual Tax Residency Self-Certification Form
    • Passport/Residency Card for each jurisdiction
    • Tax Identification Number for each jurisdiction

 

NON-NATIONALS

(RESIDING IN ANTIGUA & BARBUDA)

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
  • Original Bank Reference (if applicable)
  • Proof of temporary residency and/or valid work permit
  • Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
  • Confirmation of US Citizenship Status

    If US citizen, customer must provide the following information:

    • US Passport and/or Alien Card
    • Social Security Number (individuals)
    • Tax/Employer Identification Number (entities)
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:

    • CRS-I Individual Tax Residency Self-Certification Form
    • Passport/Residency Card for each jurisdiction
    • Tax Identification Number for each jurisdictio

 

NON-RESIDENTS

(NATIONALS/NON-NATIONALS NOT RESIDING IN ANTIGUA & BARBUDA)

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
  • Original Bank Reference (if applicable)
  • Information sufficient to satisfy visible economic or lawful association in Antigua - Proof of property ownership and/or business association in Antigua, non-citizens land holding license.A letter of request and introduction, stating the purpose of the account; the amount of funds expected to be deposited or wired to the account annually and the source of these funds.
  • Confirmation of source of wealth and funds: letter from employer or company/business verifying occupation, position held and amount of income; contracts; invoices; probate /letters of administration; etc.
  • Confirmation of US Citizenship Status

    If US citizen, customer must provide the following information:

    • US Passport and/or Alien Card
    • Tax/Employer Identification Number (entities)
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:

    • CRS-I Individual Tax Residency Self-Certification Form
    • Passport/Residency Card for each jurisdiction
    • Tax Identification Number for each jurisdiction

 

INTERNATIONAL STUDENTS

Students attending institutions such as, University of Health Sciences or American University of Antigua require the following:

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address (no more than three months old): Utility Bill, Driver's License, Bank Account Statement, Electoral Card, Lease/Tenancy Agreement
  • Original Bank Reference (if applicable)
  • A letter from the institution confirming enrollment
  • Confirmation of US Citizenship Status

    If US citizen, customer must provide the following information:

    • US Passport and/or Alien Card
    • Social Security Number
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide: 

    • CRS-I Individual Tax Residency Self-Certification Form
    • Passport/Residency Card for each jurisdiction
    • Tax Identification Number for each jurisdiction

 

CORPORATIONS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all shareholders and directors
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
  • Companies Original Board Resolution, authorizing the opening of the account including signatories, signing authority and type of account, executed in accordance with the by-laws of the Company duly sealed.
  • Original Bank Reference
  • Certificate of Incorporation (If not incorporated in Antigua & Barbuda Certificate of Externally Registered Company must accompany the Certificate of Incorporation. If incorporated prior to 1995, certificate of continuance required.)
  • Certificate of Good Standing
  • Memorandum/By-laws and Articles of Association
  • Financial Statements/Management Accounts (not more than two years old)
  • Company Seal (required to seal bank documents)
  • Certificate of Incumbency - certifying the current directors and/or officers of the company/Notice of Directors/ Notice of Change of Directors with resolution in support of the Notice of Change.
  • Register of Shareholders and/or copy of Share Certificates
  • Confirmation of source of wealth and funds
  • Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
  • Confirmation of US Status - Country of Incorporation

    If US, customer must provide the following information:

    • Tax/Employer Identification Number (entities)
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If US, customer must provide the following information:

    • CRS-E Entity Tax Residency Self-Certification Form
    • Certification of Registration/Incorporation for each jurisdiction
    • Entity Tax Identification Number or GIIN (if exists) for each jurisdiction

    Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.

 

BUSINESS/TRADING AS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
  • Original Bank Reference
  • Certificate of Registration
  • Confirmation of source of wealth and funds
  • Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
  • Confirmation of US Status – Country of Registration

    If US citizen, customer must provide the following information:

    • US Passport and/or Alien Card
    • Social Security Number
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US citizen, or if the customer is a citizen/resident of another country, customer will be required to complete/provide:

    • CRS-I Individual Tax Residency Self-Certification Form
    • Passport/Residency Card for each jurisdiction
    • Tax Identification Number for each jurisdiction

    Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner.

     

CHURCHES/CLUBS/SOCIETIES/ASSOCIATIONS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all directors
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
  • Original Bank Reference
  • Certificate of Registration or Act (Statutory Bodies)
  • Board Resolution accordance with the by-laws/constitution, requesting the opening of the new account, to include:
    • The purpose of the account
    • Type of accounts
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
  • Original copy of Rules and Regulations governing the association, By-Laws etc.
  • Confirmation of source of wealth and funds
  • Proof of Address (no more than three months old): Utility Bill, Bank Account Statement, Lease/Tenancy Agreement, etc.
  • Confirmation of US Status - Country of Registration

    If US, customer must provide the following information:

    • Tax/Employer Identification Number (entities)
    • US Address (if applicable)
    • W9 Disclosure For US Persons/Entities

    If not a US organization, customer will be required to complete:

    • CRS-E Entity Tax Residency Self-Certification Form
    • Certification of Registration/Incorporation for each jurisdiction
    • Entity Tax Identification Number for each jurisdiction

    Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, member, director and beneficial owner.