Credit Card Online Online Banking Credit Cards

Customer Information Requirements

The following are required to Open/Update an account with us:

NATIONALS

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address: APUA Utility Bill, Driver’s License, Bank Account Statement, National ID Card, Lease/Tenancy Agreement (no more than three months old)
  • Original Bank Reference (if applicable)
  • Confirmation of source of wealth and funds: original Job letter, contracts, invoices, probate/letters of administration
  • Confirmation of US Citizenship Status
           If US citizen, customer must provide the following information:
                US Passport and/or Alien Card
                Social Security Number
                US Address (if applicable)
                W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                N23 Disclosure for Non-US Persons

NON-NATIONALS

(RESIDING IN ANTIGUA & BARBUDDA)

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address: APUA Utility Bill, Driver’s License, Bank Account Statement, National ID Card, Lease/Tenancy Agreement (no more than three  months old)
  • Original Bank Reference
  • Evidence of valid work permit
  • Proof of temporary residency
  • Confirmation of source of wealth and funds: original Job letter, contracts, invoices, probate/letters of administration
  • Confirmation of US Citizenship Status
           If US citizen, customer must provide the following information:
                US Passport and/or Alien Card
                Social Security Number
                US Address (if applicable)
                W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                N23 Disclosure for Non-US Persons

NON-RESIDENTS

(NATIONALS/NON-NATIONALS NOT RESIDING IN ANTIGUA & BARBUDA)

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address: Utility Bill, Driver’s License, Bank Account Statement, National ID Card, Lease/Tenancy Agreement (no more than three months old)
  • Original Bank Reference
  • Proof of property ownership, non-citizens land holders license (if applicable)
  • A letter of introduction, stating the purpose of the account; the amount of funds expected to be deposited or wired to the account annually and the source of these funds
  • Confirmation of source of wealth and funds: original Job letter, contracts, invoices, probate/letters of administration
  • Confirmation of US Citizenship Status
           If US citizen, customer must provide the following information:
                US Passport and/or Alien Card
                Social Security Number
                US Address (if applicable)
                W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                N23 Disclosure for Non-US Persons

INTERNATIONAL STUDENT

Students attending institutions such as, University of Health Sciences or American University of Antigua require the following:

  • Valid (unexpired) Photo ID for each signatory on the Account. (The primary form of Identification is the Passport).
  • Proof of Address: APUA Utility Bill, Driver’s License, Bank Account Statement, National ID, Lease/Tenancy Agreement (no more than three months old)
  • Original Bank Reference
  • A letter from the institution confirming enrollment
  • Confirmation of US Citizenship Status
           If US citizen, customer must provide the following information:
                US Passport and/or Alien Card
                Social Security Number
                US Address (if applicable)
                W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                N23 Disclosure for Non-US Persons

CORPORATIONS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all shareholders and directors
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
    • Original Bank Reference
    • Board Resolution (duly sealed), authorizing the opening of the account
    • Certificate of Incorporation
    • Certificate of Good Standing
    • Memorandum and Articles of Association
    • Financial Statements
    • Company Seal
    • Notice of Directors/Notice of Change of Directors
    • Confirmation of source of wealth and funds
    • Country of Incorporation
  • If US, customer must provide the following information:
                       Tax/Employer Identification Number (entities)
                       US Address (if applicable)
                       W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                       N23 Disclosure for Non-US Entities

  • Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner. (The primary form of Identification is the Passport).

BUSINESS/TRADING AS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
    • Original Bank Reference
    • Certificate of Registration
    • Confirmation of source of wealth and funds
    • Confirmation of US Citizenship Status
  • If US citizen, customer must provide the following information:
                        US Passport and/or Alien Card
                        Social Security Number
                        US Address (if applicable)
                        W9 Disclosure For US Persons/Entities

           If not a US citizen, customer will be required to complete:

                        W-8BEN Disclosure for Non-US Persons
  • Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, shareholder, director and beneficial owner. (The primary form of Identification is the Passport).

CHURCH/CLUBS/SOCIETIES/ASSOCIATIONS

  • A letter of request to open the account, to include:
    • The nature of the business
    • The names of all directors
    • The names of all signatories
    • Assignment of signatories (number of persons to sign on the account and desired signing limit)
    • Indication of cash flow expected to be processed through the account annually
    • Original Bank Reference
    • Certificate of Registration or Act (Statutory Bodies)
    • Board Resolution requesting the opening of the new account, to include:
      • The purpose of the account
      • The names of all signatories
      • Assignment of signatories (number of persons to sign on the account and desired signing limit)
      • Original copy of Rules and Regulations governing the association, By-Laws etc.
      • Confirmation of source of wealth and funds
      • Country of Registration
  • If US, customer must provide the following information:
                Tax/Employer Identification Number (entities)
                US Address (if applicable)
                W9 Disclosure For US Persons/Entities
   If not a US citizen, customer will be required to complete:

N23 Disclosure for Non-US Entities

  • Items as listed above for Nationals, Non-Nationals or Non-Residents are required for each signatory, member, director and beneficial owner. (The primary form of Identification is the Passport).